How to find savings in everyday spending habits:
- Use cash instead of credit cards. You'll be more aware of how much you're spending.
- Don't be afraid to buy second-hand goods. Used books, clothes and accessories can often be found online in good condition at a fraction of the retail price.
- Check cable, cell phone and banking statements for any services you may not need or even know you have.
- Shop around for better rates when your cell phone contract is up.
- Go online to comparison sites before making any big purchases.
- Learn to cook and rely less on eating out. Eating just a few extra meals a week at home can add up to significant savings over time.
- Try activities that don't cost money; hiking, card game nights, borrowing movies from the library, etc.
- Take your own snack/lunch to work.
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