Tuesday, November 30, 2010

Community Comes Together After Fatal Crash

View more news videos at: http://www.nbcmiami.com/video


A mother from west Kendall is all too familiar with loss. She is mourning her son, Andy Oquendo's November 19th fatal car crash after already losing her daughter and husband.

Friends of Andy convinced two Smoothie King locations to help raise money for the family and are planning a benefit concert at Andy's high school.

To donate to the Nilsa-Oquendo Fund, please visit a TFCU branch or call for more information at 305-261-8328 or 888-261-8328 outside Miami-Dade.

Monday, November 29, 2010

Tips for Holiday Shopping

We are in the midst of the busiest shopping weeks of the year. Odds are, you will be heading to the mall or shopping online to get the best deals this month.

Here are some holiday shopping tips from the Federal Trade Commission (FTC) to help protect yourself and your purchases while shopping online:

1) Know who you are dealing with - Only purchase from legitimate retailers. Make sure the company has contact information and research their reputation online.

2) Know what you're buying - Online purchases have the disadvantage of not being able to physically handle the product before buying. Make sure you read the product description and be sure the item is in good condition.

3) Know what it will cost - Use price comparison sites to be sure you are getting the best deal and be sure to factor in shipping costs.

4) Pay by credit card - When paying by credit card, purchases are protected under the Fair Credit Billing Act. Never pay cash for online purchases!

5) Read the fine print - Be sure to read the terms and conditions of the sale, including the return policy.

6) Keep records - Print and save records of online transactions and monitor credit card statements frequently.

7) Don't email financial information - Legitimate companies will not ask you to email them personal or financial information including credit card numbers and Social Security numbers.

8) Check the privacy policy - You should be aware of what information the retailer is collecting about you as well as who the information is shared with and for what purpose.

Sunday, November 21, 2010

Apply for a mortgage refinance by 12/31/10 and get $400 off your closing costs at Tropical Financial Credit Union (TFCU)!

Refinancing your mortgage can lower your monthly payment, change your interest rate, and provide you with cash in hand.

Don't delay, apply today to take advantage of this limited time offer!

Friday, November 19, 2010

"Fall" In Love with a TFCU Auto Loan
























Fall is in the air and TFCU is bringing in the season by offering rates as low as 2.99% APR on new & used auto loans!

PLUS, refinance your current auto loan and get up to $300 cash back!

For more information please call 305.261.8328 or 1.888.261.8328 outside Miami-Dade.

Apply today!

Thursday, November 11, 2010

Legoland Florida Theme Park to Open October 2011



Legoland is the newest addition to the endless list of attractions Florida has to offer tourists and residents. The new theme park, located in Winter Haven, Florida, will open in October 2011 and will feature over 50 rides.

Winter Haven is located about 40 miles from Disney World and is easily accessable from both Orlando and Tampa.

Legoland Florida will offer a much needed boost to Florida's economy with increased tourism and may help stabilize Florida's economy.

Wednesday, November 3, 2010

5 Bad Money Habits You Should Break

How good are you at managing your personal finances? Here are 5 bad money habits you may fall into, especially when money is tight in this recession, that you should break:

1) Not opening bills when they arrive - It might not be fun to open bills right away, but by putting off the inevitable you risk forgetting about the bill and incurring late fees as well as damaged credit history.

2) Thinking that it's ok to have debt because "everyone else" does - Just because other people have debt does not mean that they are going to pay that debt for you. Everyone is responsible for their own debt and should be aiming to be free of debt.

3) Investing in schemes to make quick cash - These are often scams. Trust the old adage, "if it seems too good to be true, it probably is".

4) Living for today and paying for it tomorrow - Tomorrow arrives sooner than you think and you will have to pay for your spending sooner than later.

5) Using your credit card for impulse purchases - Don't treat your credit card like free money. A good rule is to wait 24 hours before making purchases on your credit card to avoid making impulse buys.

Monday, November 1, 2010

Florida Gets $800 Million for High-Speed Rail

Florida is getting another $800 million in stimulus money to build a high-speed rail from Orlando to Tampa.

The project is estimated to cost $2.6 billion, and the additional $800 million will bring Florida only $300 million away from this estimate.

It is believed that the high-speed railway will help Florida's economy by providing construction and operational jobs, as well as increasing tourism and travel throughout the Central Florida region.

Plans are also in the works of extending the high-speed railway to connect Orlando and Miami.