Beware the Mortgage Meltdown!

This Halloween, beware of goblins and ghouls - not the mortgage crisis.

Tropical Financial Credit Union ensures that your mortgage is safe with us.

Refinance your mortgage with TFCU today and save your home from a meltdown!

Meet Your Blogger

I have been blogging for a few weeks now, and I figured it was time to introduce myself!

My name is Mikhaila Clements, I am 20 years old and am currently attending Florida Atlantic University.

I am also a third generation TFCU member. My grandfather first started using Tropical Financial when he was working for Bell South nearly 40 years ago and my family has been with TFCU ever since.

TFCU has been right there with me for all of my money milestones. Looking back I can remember...

Getting my first ATM card
Getting my first visa debit card and then my second, third...and fourth replacements
Buying my car
Attending a free personal financial advising session before moving away for college
Establishing a personal line of credit to build my credit score
An endless amount of visits to TropicalFCU.org while I was living in Orlando, away from a TFCU branch - it's no wonder I moved back!

Despite all the memories at TFCU, the best thing is still the fact that when I walk in to my local Albertson's branch to deposit my check everyone knows my name and genuinely cares about how I am. With the hustle and bustle I encounter daily as a South Florida college student, it's nice to feel at home at my credit union.

Customers Need Not Worry - Money Is Safe

Please don't panic about your money - IT IS Safe! Tropical Financial is helping people understand this message and letting customers know they will be there to help get them through these tough times. Deposits at your credit union are federally insured up to at least $100,000 per account and up to $250,000 for certain retirement accounts by the NCUA’s National Credit Union Share Insurance Fund (NCUSIF).

If you have any questions, please stop by your local credit union for a full understanding.

5 Tips for Better Fuel Economy

Here are a few simple tips that can increase the gas mileage and performance of your car during these tough economic times:

1. Get an Oil Change - Regular oil changes (every 3 months or 3,000 miles) protect the engine from wear and tear and enhance your vehicle's performance.
2. Align and Rotate Tires - Poor alignment, low tire pressure and worn tires all add friction on the road, making your engine work harder and use more gas.
3. Lighten Your Load - You would be amazed how much weight a full trunk or back seat can add. Ditch the extra tools or books and see how much smoother and fuel efficient your car will run.
4. Carpool - Plan trips to the same place with friends, family or coworkers. Who wouldn't like a grocery shopping buddy or commute companion?
   
5. Slow Down - Driving within the speed limit improves car performance. Find the optimal speed for a certain gear range and watch your gas pump visits disappear.

Mortgage Refinance Offering for Commercial Business Owned Property

Tropical Financial Credit Union announces it is offering commercial mortgage rates starting at 5.99% on a 10-year term, amortized over 20 years.

TFCU has been providing financial services to individuals and businesses in South Florida for over 70 years. Check out the details on our website at www.TropicalFCU.org.

Come Join Us at a Coffee Talk Near You!

Throughout the month of October, TFCU will be hosting morning networking events at local branches. These "Coffee Talks" will showcase financial services offered to both individuals and businesses - and provide a welcoming environment to meet the local business owners in your area.

Come enjoy some coffee and breakfast, meet your TFCU branch staff, and network with other business people in your area. All compliments of Tropical Financial Credit Union.