Happy Holidays from TFCU!

Tropical Financial Credit Union (TFCU) wishes you and your family a safe and happy holiday and new year!

New & Used Auto Loans from 2.99% APR

Finance your new or used auto loan with Tropical Financial Credit Union and take advantage of rates as low as 2.99% APR for up to 60 months, with up to 100% financing for qualified buyers!

Apply for a New or Used Auto Loan Today!

Community Comes Together After Fatal Crash

A mother from west Kendall is all too familiar with loss. She is mourning her son, Andy Oquendo's November 19th fatal car crash after already losing her daughter and husband.

Friends of Andy convinced two Smoothie King locations to help raise money for the family and are planning a benefit concert at Andy's high school.

To donate to the Nilsa-Oquendo Fund, please visit a TFCU branch or call for more information at 305-261-8328 or 888-261-8328 outside Miami-Dade.

Tips for Holiday Shopping

We are in the midst of the busiest shopping weeks of the year. Odds are, you will be heading to the mall or shopping online to get the best deals this month.

Here are some holiday shopping tips from the Federal Trade Commission (FTC) to help protect yourself and your purchases while shopping online:

1) Know who you are dealing with - Only purchase from legitimate retailers. Make sure the company has contact information and research their reputation online.

2) Know what you're buying - Online purchases have the disadvantage of not being able to physically handle the product before buying. Make sure you read the product description and be sure the item is in good condition.

3) Know what it will cost - Use price comparison sites to be sure you are getting the best deal and be sure to factor in shipping costs.

4) Pay by credit card - When paying by credit card, purchases are protected under the Fair Credit Billing Act. Never pay cash for online purchases!

5) Read the fine print - Be sure to read the terms and conditions of the sale, including the return policy.

6) Keep records - Print and save records of online transactions and monitor credit card statements frequently.

7) Don't email financial information - Legitimate companies will not ask you to email them personal or financial information including credit card numbers and Social Security numbers.

8) Check the privacy policy - You should be aware of what information the retailer is collecting about you as well as who the information is shared with and for what purpose.

Apply for a mortgage refinance by 12/31/10 and get $400 off your closing costs at Tropical Financial Credit Union (TFCU)!

Refinancing your mortgage can lower your monthly payment, change your interest rate, and provide you with cash in hand.

Don't delay, apply today to take advantage of this limited time offer!

"Fall" In Love with a TFCU Auto Loan

Fall is in the air and TFCU is bringing in the season by offering rates as low as 2.99% APR on new & used auto loans!

PLUS, refinance your current auto loan and get up to $300 cash back!

For more information please call 305.261.8328 or 1.888.261.8328 outside Miami-Dade.

Apply today!

Legoland Florida Theme Park to Open October 2011

Legoland is the newest addition to the endless list of attractions Florida has to offer tourists and residents. The new theme park, located in Winter Haven, Florida, will open in October 2011 and will feature over 50 rides.

Winter Haven is located about 40 miles from Disney World and is easily accessable from both Orlando and Tampa.

Legoland Florida will offer a much needed boost to Florida's economy with increased tourism and may help stabilize Florida's economy.