Enterprise Car Sales Help You Borrow Smart

As a member of Tropical Financial Credit Union (TFCU), we already know that you're smart. Prove it by buying smart and borrowing smart when it comes time to finance a car.

Borrow Smart by getting pre-approved for a loan from TFCU at already competitive rates, PLUS we'll make your first payment up to $300.

Then Buy Smart by visiting Enterprise Car Sales where you will get Kelly Blue Book Trade-In value for your car PLUS $500!

New & Used Auto Loans from 2.99% APR

Finance your new or used auto loan with Tropical Financial Credit Union and take advantage of rates as low as 2.99% APR for up to 60 months, with up to 100% financing for qualified buyers!

Apply for a New or Used Auto Loan Today!

"Fall" In Love with a TFCU Auto Loan

Fall is in the air and TFCU is bringing in the season by offering rates as low as 2.99% APR on new & used auto loans!

PLUS, refinance your current auto loan and get up to $300 cash back!

For more information please call 305.261.8328 or 1.888.261.8328 outside Miami-Dade.

Apply today!

Great Deals on New Wheels - TFCU's BIG Auto Sale!

Get great deals on a set of new wheels at Tropical Financial Credit Union's Members Only Auto Sale!

Visit one of our participating dealerships Friday, April 23rd through Sunday, April 25th and take advantage of members only perks including rates starting at 3.99% APR up to 72 months, 2% over invoice, no dealer fees, and of course special pricing for TFCU members!

For more information and a list of participating dealerships, visit Tropical Financial Credit Union.

Tropical Financial Credit Union Provides Great Mortgages & Low Car Loan Rates in South Florida Video

Getting a loan doesn't have to be painful! Apply online today with Tropical Financial Credit Union for low rates on car, home, personal and business loans.

Get Stoked For Our One-Day Car Sale!

Join us this Saturday, June 27th from 9AM to 3PM for TFCU's One-Day Car Sale.

Choose from our large selection of pre-owned vehicles with financing on the spot. Get Pre-Approved today to take advantage of Auto Loan Rates as low as 3.99% APR for 36 months!

Rain or Shine - Come early for the best deals.

The event is located at TFCU's Main Branch: 3050 Corporate Way Miramar, FL 33025.

Complimentary food and refreshments will be provided.

Credit Unions Remain a Safe Haven

With banks failing weekly, savers worry about the longevity of their financial institutions and the security of their savings, while borrowers scramble to find willing lenders offering affordable rates. 

Thankfully, more and more former bankers are finding safe haven in their local credit union. Credit unions seem like a no-brainer, boasting higher interest rates for savings and lower rates for loans than traditional banks. 

Credit union membership rose 5 million from 2004 to 2008. Credit union lending rose $36 billion from 2007 to 2008, coinciding with a decrease in bank lending of $31 billion in the same year. 

Not only do credit unions offer better rates, they blow the competition away with outstanding customer service, all without monetary assistance from the federal government. 

"The credit union industry has proven solid," said Karen Dorway of BauerFinancial, a firm that analyzes banks and credit unions. Loans from credit unions increased 7% last year, largely due to first time mortgages and auto loans. Delinquencies on these loans are less than half of the amount of bank loan delinquencies.